Helping Frustrated Renters Become HAPPY Homeowners

Should we fear?

Excuse me, while I push back the intended part 2 of my post “What does it take to get a mortgage?” to next week. I think there’s something more urgent right now. Last Thursday was probably the most impactful single day on the western world since 9-11. A single...

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What does it take to get a mortgage?

If you’re on this mailing list, you’ve indicated an interest in being a home-owner. Chances are, you may not yet be one, but would like to become one. Unless you are wealthy and can buy a home for cash, the only way to get into home ownership is to get a mortgage on a...

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Blockade the news! Please!

Can we, please, blockade the news!?   We seem to be in the midst of a veritable storm of news events. Blockades. Coronavirus. American political intrigue. Canadian political intrigue. Same old, same old, every night!   Sometimes it intrigues me. Sometimes it...

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Who are RRSP’s good for?

Silly season has arrived! By silly season, I mean RRSP season!   Ads are everywhere, financial institutions preying on people’s ignorance to sell them products that may or may not be good for them. The culture out there, nurtured by the industry, would have you...

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Learning resolutions and More Credit Tips

Apparently, the third most popular New Year’s resolution is to learn something new. At least that was the discussion on the radio show I was listening to yesterday.   A noble goal, in my opinion, and not really a surprise. I believe we should all be life-long learners...

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The source of a long healthy life?

While the gist of the statement seemed dead-on, the statistic itself was stunning!   Readers of this blog may know (because I mention it so often) that I leave little excuse for being unhappy. That’s because I see happiness as a decision, one I make every day. It’s a...

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Your credit score: some things you should know

Most people know that in order to get a mortgage, or any loan for that matter, they need to have decent credit. If they don’t, they will either be denied, or have to pay a higher interest rate.   Most people, though, know very little about what that means. Nor do they...

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The turn of the Calendar

Twenty years ago the turn of the calendar to a new year generated much angst over the fact that early computers hadn’t provided for the possibility of a year that started with a “2”. The angst was misplaced; nothing serious happened.   Each year, of course, we do the...

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Could customer service get any worse?

If you’ve flown lately, you may have experienced it, too. In recent years, approximately 50% of my flights have departed late because of mechanical issues. Yet, somehow, I still trust the schedules the websites line up for me when I set up travel plans. No longer! A...

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Black Friday

It’s amazing how quickly Black Friday has grown to dominate our shopping patterns—and our lives!   Being Canadian, I hadn’t even heard of Black Friday in my growing up, nor my main parenting years. It’s connected to the U.S. Thanksgiving, the Friday between the...

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Owning your own home is within reach.

Rent 2 Own Calculator

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How much of a monthly payment can you afford for your own home?
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