An “Unbalanced” market; How can we stay balanced?

The graph below was part of an email I received a couple of days ago. It is from this month’s summary report of the Real Estate Board of Greater Vancouver. (Note this does not include the Fraser Valley Real Estate Board, or any others further inland, but their stats...

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Making the most of another covid year

It’s habitual to start the new year with a list of resolutions, or at least goals, many of them broken quickly. I recently came across a list of some sixty goals I had made twenty years ago to help focus my life. The goals I wanted to accomplish within the next year,...

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My Christmas Wish For You

And so we come to that happy interlude that typically marks the end of another year! New Year’s Day last year a friend sent me a comment that said: “I stayed up until midnight, not to see the New Year in, but to make sure 2020 left.” That may be how many of us feel...

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Is the Grinch stealing Christmas again?

So, this Christmas was supposed to be back to normal! Yaah! Right! November 15 sort of wrecked that idea. Tell those people flooded out by the resurgent Sumas Lake who will have to rebuild their homes, replant their crops, or buy a new flock of chickens that this...

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Can I ever afford my own home?

How will we ever afford to own a home? The former CEO of CMHC (Canada Mortgage and Housing Corporation), in a CTV interview with Canada’s premiere interviewer Evan Solomon last Sunday, was straight forward and blunt: Don’t wait for this housing bubble to burst. It...

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We’re all in this together

I’m picking up on the theme I ended with last week.   The hamlet of Arnold lies in the southeast corner of Abbotsford, on Sumas Prairie. It contains perhaps 50 small acreages (or large lots), has a community church, and not much else.   The water was already...

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An Apocalypse?

Heat dome! Bomb cyclone! Tornado! Atmospheric river! Apocalypse!   Oops, I guess I got a little carried away with the last one. . .   But, given what’s going on with our weather, piled on top of the pandemic we’ve endured for eighteen months, one can get...

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What’s up with this crazy housing market?

That question is occupying a lot of brain capacity these days and leading to considerable angst among homeowners, would-be homeowners, politicians, and anyone concerned with where our society is headed. The Fraser Valley Real Estate board’s monthly stats that came my...

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Trading time for money?

Robert Kiyosaki is the most popular personal finance guru of our time, his book Rich Dad, Poor Dad, the #1 all-time best-selling book on the topic. I’m indebted to him, myself, for much of my financial education. But he’s controversial. In part, that’s because he...

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Is rent 2 own a good fit for me?

I get a lot of queries about whether rent 2 own might be a good solution for people in their situation. I also get a lot of: “I don’t know anything about rent 2 own, but I thought I’d take a ‘shot in the dark’ and just see.” And I get: “I need to move out and can’t...

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Owning your own home is within reach.

Rent 2 Own Calculator

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