Mar 30, 2022
Earlier this month I watched a TV interview with a Ukrainian Member of Parliament in the early stages of the Russian invasion. (Isn’t it great that we are able get information right from ground zero of the conflict? And from the people who are at the heart of the...
Mar 23, 2022
I finished last week’s post by advising that you check your credit score and report regularly, and much of this post will elaborate on that. But first . . . You cannot be late on your payments Most creditors who report to the bureaus do so monthly, indicating the...
Mar 18, 2022
That you need to educate yourself. The most important thing you need to know about credit is that you need to know about your credit. Most people know very little about their credit; in fact, many don’t even understand the word. I get a lot of applications from people...
Mar 9, 2022
Last week the Bank of Canada announced a rate increase of 25 basis points. 25 basis points simply means ¼%. This increase brings the BoC rate to 0.5% The move was designed to make it harder to borrow money, and so put a bit of a damper on inflation, including rising...
Mar 1, 2022
Uncertainty. Change. Fear. Crisis. Is this the new normal? Just as we’re emerging from one crisis—at least, it seems like things are getting back to near normal from our covid hiatus, a new one strikes. The world holds its collective breath, wondering whether we’re on...