Feb 25, 2021
What? I make $75,000 and I don’t qualify for a home in the Fraser Valley? That’s typical of the kind of disbelief I often hear from people inquiring about qualifying for a property purchase through rent 2 own. And the answer is: No! $75,000 will get you an apartment,...
Feb 17, 2021
It’s Not Just About the Score, part 4 or a series In the first of this series, we noted that the credit bureaus collect and store your credit history, and that it is this information, when run through a sophisticated algorithm, that produces a composite score. The...
Feb 10, 2021
Today, a break from our series on mortgage qualifying . . . Are you getting tired of lock-down? Are you, like me, getting itchy feet? I browse through information and images of countries still on my bucket list. I look over photos from road trips I’ve made through...
Feb 3, 2021
Credit Scores, part 2 Last post we started discussing what makes up your credit score, and noted there were five factors. The first two, Payment History and Credit Utilization make up the largest portion, 65%. But the other three are also important, claiming 210 of...