Credit scores, part 2 of a series

Several weeks ago, I started a series on What the banks are looking for to approve you for a mortgage. Today we take a deeper look into credit scores, a large factor in the lenders’ determination of whether they can trust you to pay back the loan. To be clear from the...

We can achieve!

Did you watch the U.S. presidential inauguration Wednesday? I’m not highly political. And I do not use this space to promote whatever political views I might have. And I’m normally mostly focussed on my country, not our neighbours (but over the last few years, how can...

How the banks look at you for a mortgage

The troubled times we experienced in 2020 were anything but troubling for the real estate market–after the March to June lull, at least. The housing market has boomed, rising prices reflecting that boom. The same urges that have prompted homeowners to move up,...

Ode to a departed 2020

Ode (or Owed or O.D.’d) to a departed 2020 This post will arrive in your Inbox on “the twelfth day of Christmas” (Jan 5), marking the official end of the Christmas season. Meantime, we’ve flipped the calendar to a New Year. We’ve left behind a year that will live in...